Are Ramon Gitau financial calculators compliant with 2026 Kenyan tax laws?

Yes. All financial calculators incorporate the latest 2026 statutory rates including PAYE tax bands, SHIF (2.75%), NSSF Tier I/II contributions, Affordable Housing Levy (1.5%), and SASRA regulatory limits.

Is user data stored when using online financial tools?

No. All mathematical computations, PDF generation, and scenario simulations run 100% locally inside your browser using client-side JavaScript. No private data is logged or transmitted.

Privacy Policy | Data Protection

Overview

At Ramon Gitau, I take your privacy seriously. This policy outlines how I handle your data when you use my financial tools and strategic services. My goal is to be transparent about what I collect and why.

1. Information I Collect

I collect minimal personal information. The data I collect includes:

Usage DataInformation about how you navigate my site and use my tools.
Contact DetailsEmail addresses provided via my newsletter or contact forms.

2. How I Use Data

Your information is strictly used for providing and improving my services:

To deliver requested strategic insights and newsletters.

To optimize my financial calculators for better user experience.

To respond to inquiries and provide customer support.

3. Data Security

I implement industry-standard security measures to protect your data. I do not sell your personal information to third parties. All financial calculations performed in my tools are processed client-side and are not stored on my servers unless explicitly stated for specific features.

4. Mobile App

My mobile app (Ramon Gitau Mobile, for Android and iOS) does not need an account. The figures you enter into its calculators stay on your device.

Usage analytics. The app uses Google Firebase Analytics to record which screens are viewed and how often the app is opened, using a random app-instance identifier. This is not linked to your name or any account, and it is not used for advertising. Google derives a general location from your masked IP address. Analytics is on by default and you can turn it off at any time in the app under Settings, Share usage analytics.
Crash reports. The app sends crash and error reports and basic performance data (such as device model, operating system version and app version) to Sentry so I can fix problems. These reports are not covered by the analytics setting.
Public content. The app loads articles and compliance updates from my servers. As with any internet request, this shares your IP address with those servers.

To ask a question about this data, contact me through the Contact page.