Boardroom Live Companion & AGM Portal
Enable active participation for Board Directors and Supervisory Committee members during strategy briefings. Scan the QR code or enter the 6-digit session PIN to vote on capital restructuring motions and submit real-time anonymous questions.
Zero installation required. Instant smartphone browser participation.
Live Boardroom Motions & AGM Deliberations
Real-time electronic ballot casting with quorum and majority calculation.
Approve KMRC 5% Fixed-Rate Mortgage Refinancing Facility (KES 500M)
Authorize executive management to refinance qualifying 25-year member mortgages through KMRC to unlock long-term liquidity.
Adopt Forward-Looking IFRS 9 3-Stage ECL Provisioning Model
Transition to dynamic macroeconomic scenario-weighted ECL models to protect capital surplus against credit shocks.
Mandate 18.0% Liquidity Operating Target (+3.0% Buffer Above SASRA 15% Floor)
Establish a mandatory board policy requiring treasury to maintain an 18.0% liquidity floor to insulate against deposit swings.
Authorize Enterprise Open-Banking API Integration with mTLS Security
Approve IT modernization to connect core banking with external fintech partners and ODPC-compliant data governance.
A4 Executive Boardroom Tear Sheets
Download concise, 1-page executive decision dossiers tokenized with official Canva Brand Hub typography and color palettes for Board Retreats and SASRA Audits.
KMRC-Backed 9.5% Blended Financing Executive Tear Sheet
A4 Boardroom Briefing & Mortgage Liquidity Architecture
Strategic transition from short-term deposit funding to long-term (up to 20-year) fixed KMRC wholesale liquidity at 5%. Unlocks up to KES 10,500,000 per member home loan nationwide while lowering overall Weighted Average Cost of Capital (WACC) by 240-315 bps.
| Parameter | Baseline | Optimized | Variance |
|---|---|---|---|
| Monthly Debt Service (KES 6M) | KES 92,200 (Commercial 18%) | KES 52,400 (KMRC 9.5%) | -43.2% Monthly Outflow |
| Total Lifetime Interest Paid | KES 16.12M | KES 6.58M | KES 9.54M Saved per Member |
| Asset-Liability Matching (ALM) | Short-term deposits funding long-term assets | Matched 25-yr long-term wholesale lines | Zero Maturity Mismatch Risk |
| Portfolio NPL Susceptibility | High under floating rate hikes (+400 bps) | Insulated under 25-yr fixed 9.50% | 99.2% Repayment Stability |
Board Chairman
Authorization of master facility agreement
Honorary Treasurer
Verification of asset-liability matching ratios
Chief Executive Officer
Operational execution & loan drawdown mandate
Unlocking KMRC 5% Fixed-Rate Mortgage Refinancing
Executive walk-through on drawing down KES 500M+ in long-term liquidity to lower blended WACC.
Teleprompter Cues & Speaking Script
3 Key Segments"Good morning Chairman and Directors. Over 68% of our loan portfolio is tied up in short-term member loans, while long-term housing demand is growing at 24% annually."
"By partnering with Kenya Mortgage Refinance Company, we refinance qualifying 25-year mortgages at a 5% fixed wholesale rate."
"We recommend authorizing executive management to execute the master refinancing agreement and establish the initial KES 500M pipeline."
WhatsApp Video Briefing Outbound
Send the video pitch walkthrough directly to committee members absent from the physical meeting.
300 DPI Luxury Print-on-Demand Audit Dossier
Engineered for Annual Board Strategy Retreats (Mombasa / Naivasha) and SASRA Supervisory Conferences.
350gsm Velvet Matte
Obsidian navy `#060913` with soft-touch anti-scratch lamination.
Metallic Gold `#D4AF37`
Precision hot-stamped monogram crest and title typography.
Twin-Loop Gold Wire-O
360-degree flat-opening ergonomics for boardroom table reviews.
120gsm FSC Uncoated
300 DPI vector CMYK charts with zero lighting glare and pen annotatability.
Live 12-Slide Strategy Presentation Live Canva Sync
Synchronized in real-time with your live Canva session at deck.ramongitau.uk
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