Take Home Pay Calculator Kenya 2026
Accurately estimate your Net Pay after Income Tax (PAYE), NSSF, SHIF, and Housing Levy, based on the latest 2026 KRA tax bands.
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Understanding KRA PAYE & Take Home Pay in Kenya
Pay As You Earn (PAYE) is the official method used to collect tax at source from individuals in gainful employment in Kenya. Using a reliable Kenya PAYE calculator helps both employers and employees estimate the exact take home pay after all statutory deductions. The employer deducts this tax directly from your monthly gross salary and remits it to the Kenya Revenue Authority (KRA).
2026 Tax Bands (Effective July 2023)
| Monthly Taxable Income (KES) | Tax Rate |
|---|---|
| On the first 24,000 | 10% |
| On the next 8,333 | 25% |
| On the next 467,667 | 30% |
| On the next 300,000 | 32.5% |
| On all income over 800,000 | 35% |
Statutory Deductions
- NSSF: 6% of pensionable pay (Tier 1 up to 9,000, Tier 2 up to 108,000 for 2026).
- SHIF: 2.75% of gross salary with a mandatory minimum of KES 300.
- Housing Levy: 1.5% of gross salary (Eligible for 15% Affordable Housing Relief).
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