SASRA Tier-1 Benchmark5% WHT & 10% Core Capital Gate
SASRA Tier-1 SACCO Dividend & Rebate Leaderboard Tracker
Benchmark net Share Capital dividends, BOSA deposit rebates, and Fisher real returns across Kenya's leading Tier-1 SACCOs.
Top Payout Tier-1 SACCO
Tower DT SACCO
Net payout: KES 176,700/yr
Tier-1 Peer Avg Net Yield
10.97% p.a.
Total member portfolio: KES 1,350,000
Dividend Policy Advisory
3x–4x BOSA Loan Multiplier Ready
Tier-1 DT-SACCO Dividend, Rebate & Core Capital Matrix
| SACCO Society | Assets (KES B) | Share Div (Gross) | BOSA Rebate | Blended Net (5% WHT) | Core Capital | Your Net Annual Payout |
|---|---|---|---|---|---|---|
| Tower DT SACCOTeachers, Agribusiness & Retail | 30.8B | 20.0% | 13.0% | 13.09% | 15.9% | KES 176,700 |
| Bandari DT SACCOMaritime, Logistics & Coast | 17.4B | 18.0% | 12.0% | 12.03% | 15.3% | KES 162,450 |
| Stima DT SACCOEnergy, Utilities & Open Bond | 66.4B | 15.0% | 11.5% | 11.29% | 14.8% | KES 152,475 |
| Kenya National Police DT SACCONational Security & Civil Service | 61.2B | 17.0% | 11.2% | 11.25% | 16.2% | KES 151,905 |
| Afya DT SACCOHealthcare & Medical Professionals | 25.1B | 14.0% | 10.5% | 10.34% | 13.1% | KES 139,650 |
| Harambee DT SACCONational & County Government | 41.5B | 14.5% | 10.2% | 10.14% | 11.8% | KES 136,943 |
| Unaitas DT SACCOSME, Agribusiness & Retail | 26.7B | 13.5% | 10.0% | 9.87% | 14.0% | KES 133,238 |
| Mwalimu National DT SACCOTSC Educators & Public Sector | 68.9B | 14.0% | 9.8% | 9.75% | 12.4% | KES 131,670 |