SASRA 2026 Boardroom Readiness Audit Tool
Audit your SACCO's regulatory compliance across 12 critical SASRA mandates including API security, 15% liquidity floor, 10% core capital ratio, and ODPC data privacy rules.
SASRA 2026 Executive Regulatory & Governance Brief
Voice playback isn't supported in this browser. Read the transcript below instead.
OAuth 2.0 / mTLS enforced on all external API endpoints & mobile banking channels.
Liquid assets to short-term liabilities ratio strictly maintained above 15.0%.
Core capital to total assets ratio maintained above 10.0% as per SASRA mandate.
Data Protection Officer appointed and registered with ODPC Kenya.
Real-time SIEM log monitoring and incident response team (IRT) protocol operational.
Form 1 to Form 8 financial returns automated and submitted on schedule.
Real-time PEP/Sanctions screening and automated Suspicious Transaction Reporting (STR).
Board members completed mandatory annual training on SACCO Act & Digital Risk.
Expected Credit Loss (ECL) provisioning model applied to loan portfolio.
Multi-region cloud backup verified with Recovery Time Objective (RTO) < 2 hours.
Deposit protection limits and member disclosures compliant with SASRA guidelines.
Formal member complaints handling framework and 48-hour resolution SLA.