ALCO spread +835 bps over 4.4% YoY inflation. Deploy surplus liquid reserves into 91-Day T-Bills (15.65%) while stress-testing Stage 2/3 loan books against +200 bps scenarios.
Financial Tools & Calculators
Empower your institutional audits and personal wealth planning with precision engines designed for Kenyan SACCOs, FinTechs, and taxpayers.
Autonomous Forensic Teardown, Core Banking Sandbox & Regional Treasury Suite
Inspect live portals, audit Android APKs & SQLite WAL storage, compile 48-hour Core Banking HAR sandboxes, recover OTA commissions, and stress-test East African cross-border liquidity.
Autonomous Prospect Portal Teardown
Live Edge URL inspection, audit_residual_unknowns hooks, and compare_web_captures QBR renewal proof.
Core Banking HAR-to-MCP Sandbox
Reconstruct Navision, CoreTec & BankerX HAR traces with served vs. withheld write-mutation auditing.
Mobile Banking APK & WAL Auditor
Audit v2/v3 APK signatures, READ_CONTACTS/READ_SMS permissions, and cleartext SQLite WAL frames.
Hospitality OTA Commission Recovery
Quantify Booking.com/Expedia commission bleed and wholesale bedbank parity undercutting.
East Africa Cross-Border Treasury
Multi-currency KES/UGX/TZS liquidity floor stress testing & CBK Open Banking ISO 20022 savings.
B2B CAC : LTV & Marketing Flywheel
Interactive 24-month compounding flywheel simulator across CAC payback, NRR, and pipeline velocity.
KRA Historical PAYE Ledger
5-Year SACCO statutory tax planning & SASRA 1/3 take-home audit.
Net Pay Calculator
Calculate your take-home salary after official deductions.
SHIF Calculator
Calculate your 2.75% contribution to the health fund.
C-Suite Boardroom Cockpit
Live CBK rate shock, SASRA 15% liquidity gauge, IFRS 9 ECL & TCFD green score cockpit.
KRA Intelligence
Advanced AI-driven revenue forecasting and predictive analytics.
Statutory Compliance Hub
Live SASRA Reg. 30, CBK CBR 12.75%, KMRC 9.5%, KRA eTIMS & ODPC command center.
Mortgage Calculator
Plan your home purchase with interest and down payment.
Rent vs Buy
Compare long-term costs of renting vs buying a home.
KMRC Eligibility
Check qualification for affordable housing loans.
Loan to Value Ratio
Compare loan amount to the value of the collateral.
IFRS 9 ECL Modeler
3-stage Expected Credit Loss modeling with forward-looking macroeconomic scenarios.
Loan Calculator
Calculate approximate monthly payments for any loan.
Currency Converter
Real-time exchange rates for KES against major currencies.
Growth Calculator
Project business growth based on acquisition rates.
Compound Interest
Compare simple vs compound interest growth.
DTI Calculator
Calculate DTI ratio to understand borrowing capacity.
Money Market Fund
Find out how much you could save with MMFs.
AI Marketing Agent
Generate professional marketing strategies.
AI MCP Growth Loop
Orchestrate Higgsfield UGC and Meta Ads campaigns via MCP.
SACCO Wealth Engine
Model growth across SACCO deposits, MMFs, and secure Bonds.
Benjamin Graham Valuation
Calculate Graham intrinsic value and margin of safety across US and Kenyan equities.
Warren Buffett Owner's Earnings
Decompose CapEx into maintenance vs growth using the Bruce Greenwald formula.
Earnings Power Value (EPV)
Zero-growth Columbia EPV model quantifying franchise moats and reproduction costs.
8-Pillars Financial Analyzer
Everything Money 8-pillar audit testing ROIC, profit CAGR, buybacks, and debt-to-FCF.
Find a SACCO (Matrix)
Filter and match 30 licensed Kenyan Tier-1 SACCOs by dividend yield, bond, and loans.
Compliance Quiz Hub
Interactive SASRA, CBK cybersecurity & ODPC regulatory diagnostic assessment.
Yield & Dividend Comparator
Compare after-tax compounding returns across SACCO dividends, T-Bills, and MMFs.
Unit Economics Modeler
Model B2B creative studio retainers, GPU compute margins, and cash payback velocity.
Executive Consultation
Schedule a strategic C-Suite advisory session across Nairobi hubs or Google Meet.
Chama Rotation Modeler
Model merry-go-round rotation schedules, auction bidding, and SASRA regulatory ceilings.
SACCO Health Audit (PDF)
Diagnostic assessment for SASRA ratios, health score & PDF audit report.
Canva Live & AGM Voting
Interactive boardroom companion with live Q&A and motion voting.
PDF Form Generator
Interactive next-of-kin, loan variation, and banking form templates.
SACCO Loan Eligibility
Check borrowing capacity based on deposits and 1/3 rule.
Data Infrastructure Audit
Evaluate reliability, ODPC, and AI readiness.
IFRS 9 ECL 3-Stage Modeler
Expected credit loss modeling, SICR triggers, and SASRA reserve reconciliation.
SACCO Comparison Hub
Head-to-head SASRA dividend yield & mortgage comparison matrix.
SACCO, Explained Series
Plain-language 5-slide carousels & weekly 60s business growth short reels.
IHTI Admissions & Fees
Interactive curriculum navigator, tuition planner & M-Pesa admissions desk.
Base Defense Game
Defend your base against waves in this 2D shooter.
Growth Architecture
Custom blueprints for scaling financial legacy.
B2B CAC : LTV & Marketing Flywheel
Simulate CAC payback, LTV:CAC ratio, and 24-month compounding across all 15 essential B2B marketing terms.
Autonomous Prospect Teardown (REA)
Forensic bundle, CSP & ODPC teardown engine generating personalized B2B sales outreach.
Mobile APK & CBK DCP Auditor
Audit SACCO M-FOSA & CBK Digital Credit Provider Android APKs for v2/v3 signing, ODPC permissions & TLS pinning.
48h Core Banking HAR Sandbox
Convert Navision, CoreTec & BankerX HAR sessions into a stateful Daraja 3.0 & KRA eTIMS API Sandbox in 48 hours.
Hospitality OTA Recovery Auditor
Recover 18%–25% OTA commissions across Mara safari camps, MICE hotels & coastal resorts via 28-Agent Hospitality OS.
East Africa Cross-Border Treasury
Stress-test SASRA (15%), BoU Uganda (15%) & BoT Tanzania (20%) liquidity floors with ISO 20022 & FX swap hedging.